Pay-after-pass prop firms (2026)
These structures charge a modest initial amount (at times only $5) and the activation fee only upon passing. Should the attempt fail, the loss is minimal.
Ranking (10 firms)
| # | Firm | Score | Starting price | Profit split | |
|---|---|---|---|---|---|
| 1 |  Blue Guardian | 7.5/10 | $52 ($10 setup, balance after passinging) $5,000 · Buy Now Pay Later | 85% | Visit firm* |
| 2 |  FundedElite | 7.2/10 | $5 (+ $159 activation fee when funded) $25,000 · Flash Activation | 80% | Visit firm* |
| 3 |  Maven Trading | 7.2/10 | $5 + $40 when funded $2,000 · Buy Now, Pay Later Challenge | 80% | Visit firm* |
| 4 |  The5ers | 6.7/10 | $95 + $205 after passing $100,000 · Bootcamp 3-Step | 80% | Visit firm* |
| 5 |  Orion Funded | 6.3/10 | $7 + $69 activation fee $5,000 · Orion Nova | 80% | Visit firm* |
| 6 |  Funded Trading Plus | 6.2/10 | $4 + $179 after passing $25,000 · Activation Account | 80% | Visit firm* |
| 7 |  For Traders | 5.8/10 | $29 + $189 activation fee $25,000 · Pay After Pass | 80% | Visit firm* |
| 8 |  Atmos Funded | 5.8/10 | $5 (+ $79 activation fee when funded) $10,000 · Nova | 80% | Visit firm* |
| 9 |  Top One Trader | 5.6/10 | $7 + $165 activation fee $25,000 · Nova Challenge | 80% | Visit firm* |
| 10 |  QT Funded | 5.5/10 | $2.50 + $70 activation fee $5,000 · QT 1 Step BNPL | 80% | Visit firm* |
Standard list prices excluding discount codes, verified on 14 November 2026. Firms revise pricing frequently; please confirm on the firm's website before purchase.
Our three leading choices
- Blue Guardian – 85% share as standard
- FundedElite – News trading, hedging, martingale and grid permitted
- Maven Trading – Exceptionally low entry prices
Selection criteria
Programmes with an initial fee and activation upon passing are included.
The column shows the lowest initial fee, with the funding fee in brackets.
Questions and answers
Which prop firms offer pay after pass?
10 firms satisfy the criteria. The highest rated are Blue Guardian, FundedElite, Maven Trading.
Is the total cost higher?
Almost invariably. Initial and activation fees combined generally exceed a standard challenge, which is worthwhile where several unsuccessful attempts are expected.