1-Step or 2-Step: selecting the right challenge format
The number of phases determines a challenge's difficulty, its duration and the margin available for error.
1-Step
A single target, generally around 10%. It is the most direct route to funding, though loss limits tend to be stricter, often a 6% maximum loss and occasionally a trailing drawdown.
2-Step
An initial target of 8–10% followed by a second of approximately 5%. Two successful phases are required, but limits are generally more generous (a 10% maximum loss is common), and pricing is often marginally lower.
3-Step
Smaller targets per phase, frequently 5% or less, at reduced cost. The process is longer and requires sustained discipline across three phases.
Making the choice
Traders who take fewer, larger positions and value speed may favour a 1-Step. Those seeking greater margin for error should consider a 2-Step. Where budget is paramount, 3-Step and pay-after-pass merit attention. Rankings: 1-Step, 2-Step, 3-Step.
Questions and answers
Which format is easiest to pass?
Many traders find the 2-Step more manageable owing to its wider loss limits, notwithstanding the two targets.
Does the funded account differ?
Generally not. Funded account rules are typically identical regardless of the route taken.