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FXIFY vs Instant Funding: which prop firm is preferable? (2026)
FXIFY and Instant Funding are assessed on identical data: published pricing, published rules and Trustpilot ratings. The full comparison and our conclusion follow.
Detailed comparison
| FXIFY | Instant Funding | |
|---|---|---|
| Score | 7.3/10 | 6.2/10 |
| Trustpilot | 4.3 | 3.1 |
| Profit split | 90% | 80% |
| Max leverage | up to 1:30 | up to 1:100 |
| 100K challenge from | $399 (Lightning) | $259 (One-Phase Micro) |
| Programs | 8 | 15 |
| Platforms | MT5, DXtrade, TradingView | MT5, cTrader, Match-Trader |
| Payouts via | Crypto, Bank Transfer, Rise | Crypto, Bank Transfer |
| News trading | Restricted | Restricted |
| Weekend holding | Allowed | Allowed |
| Expert advisors (EAs) | Restricted | Restricted |
| Hedging | Allowed | Allowed |
| Scalping | Restricted | Restricted |
| Copy trading | Restricted | Restricted |
| Martingale | Allowed | Restricted |
Conclusion
On our assessment, FXIFY (7.3) ranks above Instant Funding (6.2).
Instant Funding offers the more affordable 100K challenge ($259); the most affordable at FXIFY is $399.
Customers rate FXIFY more highly: 4.3 out of 5 on Trustpilot, compared with 3.1.
FXIFY permits a broader range of strategies, including news trading, EAs and weekend holding.
- FXIFY is the better choice if you prioritise stronger customer feedback, a higher profit share, the DXtrade, TradingView platform.
- Instant Funding is the better choice if you prioritise a more affordable challenge, a wider selection of programmes, greater leverage.
Overview of both firms
FXIFY
FXIFY offers one of the most comprehensive programme ranges we assess: a 1-Phase, three 2-Phase variants, a 3-Phase, Lightning and instant funding. Account sizes span $5,000 to $400,000, with trading on MT5, DXtrade or TradingView.
Instant Funding
Instant Funding began with instant accounts and now also offers 1- and 2-Step challenges and Micro versions, on MT5, cTrader or Match-Trader.
Questions and answers
Which is preferable, FXIFY or Instant Funding?
On our assessment, FXIFY (7.3) ranks above Instant Funding (6.2).
Which is more affordable, FXIFY or Instant Funding?
Instant Funding offers the more affordable 100K challenge ($259); the most affordable at FXIFY is $399.
May I hold accounts with FXIFY and Instant Funding simultaneously?
Yes. Purchasing challenges from several firms is permitted. What virtually every firm prohibits is copying trades between different individuals' accounts or hedging positions across firms.