FXIFY review 2026: pricing, rules and payouts assessed
FXIFY was assessed against the same criteria applied to every firm: published pricing, published rules and customer ratings. It is rated 7.3 and placed 2 of 31.
Summary
FXIFY offers one of the most comprehensive programme ranges we assess: a 1-Phase, three 2-Phase variants, a 3-Phase, Lightning and instant funding. Account sizes span $5,000 to $400,000, with trading on MT5, DXtrade or TradingView.
Pick a challenge
Rating breakdown
Placed 2 of 31 in our overall rankings. The 7.3 rating is composed as follows:
Strengths and weaknesses
Pros
- Extensive choice of programmes and account sizes
- 1-Phase fee refunded in full
- MT5, DXtrade and TradingView
- Hedging and martingale permitted
Cons
- Leverage limited to 1:30
- Consistency rule (25–30%) on certain programmes
FXIFY programmes
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Instant Funding Lite | Instant | 2.5K–50K | $19 | 80% |
| Three Phase | 3-Step | 5K–400K | $39 | 80% |
| Lightning | 1-Step | 10K–100K | $59 | 80% |
| Two Phase Standard | 2-Step | 5K–400K | $59 | 80% |
| Two Phase Classic | 2-Step | 5K–100K | $59 | 80% |
| One Phase | 1-Step | 5K–400K | $59 | 80% |
| Instant Funding | Instant | 1K–100K | $69 | 80% |
| Two Phase Pro | 2-Step | 10K–250K | $129 | 80% |
Standard list prices excluding discount codes, verified on 14 November 2026. Firms revise pricing frequently; please confirm on the firm's website before purchase.
$100,000 challenges
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| Lightning | 1-Step | $399 | 5% | 3% | 4% |
| Three Phase | 3-Step | $399 | 5% / 5% / 5% | 5% | 5% |
| Two Phase Standard | 2-Step | $549 | 10% / 5% | 4% | 10% |
| Two Phase Classic | 2-Step | $549 | 5% / 10% | 4% | 10% |
| One Phase | 1-Step | $549 | 10% | 3% | 6% |
| Two Phase Pro | 2-Step | $599 | 4% / 8% | 4% | 8% |
| Instant Funding | Instant | $4,249 | None | 8% | 8% |
Permitted strategies
Restricted indicates the practice is permitted subject to conditions, for instance a brief prohibition either side of major releases. Full terms appear on the firm's website.
Platforms and payments
FXIFY in comparison
Questions and answers
Is FXIFY a reputable firm?
FXIFY has operated since 2022 and has established a sound reputation through its broad offering.
What profit share does FXIFY offer?
80% as standard, rising to 90% with an add-on.
Which FXIFY programme is most affordable?
Generally the 3-Phase, at approximately $399 for a 100K account.
What is the cost of a FXIFY 100K challenge?
The most affordable FXIFY 100K challenge with a share of at least 80% is Lightning (1-step) at $399.
Does FXIFY accept traders resident in South Africa?
Yes. South Africa does not feature on FXIFY's list of restricted countries. Such lists are revised from time to time, so please verify the terms at registration.