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FXIFY vs Top One Trader: which prop firm is preferable? (2026)
FXIFY and Top One Trader are assessed on identical data: published pricing, published rules and Trustpilot ratings. The full comparison and our conclusion follow.
Detailed comparison
| FXIFY | Top One Trader | |
|---|---|---|
| Score | 7.3/10 | 5.6/10 |
| Trustpilot | 4.3 | 4.5 |
| Profit split | 90% | 80% |
| Max leverage | up to 1:30 | up to 1:50 |
| 100K challenge from | $399 (Lightning) | $541 (Two-Step PRO) |
| Programs | 8 | 5 |
| Platforms | MT5, DXtrade, TradingView | MT5, Match-Trader, TradeLocker |
| Payouts via | Crypto, Bank Transfer, Rise | Crypto, Bank Transfer |
| News trading | Restricted | Restricted |
| Weekend holding | Allowed | Restricted |
| Expert advisors (EAs) | Restricted | Restricted |
| Hedging | Allowed | Restricted |
| Scalping | Restricted | Restricted |
| Copy trading | Restricted | Restricted |
| Martingale | Allowed | Not allowed |
Conclusion
On our assessment, FXIFY (7.3) ranks above Top One Trader (5.6).
FXIFY offers the more affordable 100K challenge ($399); the most affordable at Top One Trader is $541.
Customers rate Top One Trader more highly: 4.5 out of 5 on Trustpilot, compared with 4.3.
FXIFY permits a broader range of strategies, including news trading, EAs and weekend holding.
- FXIFY is the better choice if you prioritise a more affordable challenge, a higher profit share, a wider selection of programmes.
- Top One Trader is the better choice if you prioritise stronger customer feedback, greater leverage, the Match-Trader, TradeLocker platform.
Overview of both firms
FXIFY
FXIFY offers one of the most comprehensive programme ranges we assess: a 1-Phase, three 2-Phase variants, a 3-Phase, Lightning and instant funding. Account sizes span $5,000 to $400,000, with trading on MT5, DXtrade or TradingView.
Top One Trader
Top One Trader offers five products: 1-Step FLASH, 1-Step NOVA ($7 to begin, balance upon passing), 2-Step PRO, Instant Funding and Instant Prime. The 2-Step PRO pays 85% and applies no consistency rule during the challenge.
Questions and answers
Which is preferable, FXIFY or Top One Trader?
On our assessment, FXIFY (7.3) ranks above Top One Trader (5.6).
Which is more affordable, FXIFY or Top One Trader?
FXIFY offers the more affordable 100K challenge ($399); the most affordable at Top One Trader is $541.
May I hold accounts with FXIFY and Top One Trader simultaneously?
Yes. Purchasing challenges from several firms is permitted. What virtually every firm prohibits is copying trades between different individuals' accounts or hedging positions across firms.