AquaFunded review 2026: pricing, rules and payouts assessed
AquaFunded was assessed against the same criteria applied to every firm: published pricing, published rules and customer ratings. It is rated 7.3 and placed 3 of 31.
Summary
AquaFunded provides an unusually broad selection: 1-, 2- and 3-Step challenges, instant accounts and pay-after-pass, from $2,500 to $400,000. Trading is available on MT5, cTrader, Match-Trader or TradeLocker.
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Rating breakdown
Placed 3 of 31 in our overall rankings. The 7.3 rating is composed as follows:
Strengths and weaknesses
Pros
- 90% share (100% with an add-on)
- Four platforms available
- EAs, hedging, martingale and scalping permitted
Cons
- Weak Trustpilot rating (3.1)
- News trading restricted
- Consistency rule on certain programmes
AquaFunded programmes
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Two Step Pro | 2-Step | 5K–200K | $20 | 90% |
| Two Step Elite | 2-Step | 5K–100K | $26.40 | 90% |
| Two Step Standard | 2-Step | 5K–200K | $28.80 | 90% |
| Instant Funding Standard | Instant | 2.5K–200K | $30.67 | 90% |
| Instant Funding Pro | Instant | 2.5K–400K | $33.34 | 90% |
| One Step Standard | 1-Step | 5K–200K | $53.60 | 90% |
| One Step Flex | 1-Step | 5K–100K | $60 | 90% |
| Instant Flex | Instant | 5K–100K | $119 | 90% |
Standard list prices excluding discount codes, verified on 14 November 2026. Firms revise pricing frequently; please confirm on the firm's website before purchase.
$100,000 challenges
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| Two Step Pro | 2-Step | $279.20 | 10% / 5% | 5% | 10% |
| Two Step Elite | 2-Step | $365.60 | 8% / 5% | 4% | 10% |
| Two Step Standard | 2-Step | $375.20 | 8% / 5% | 5% | 8% |
| One Step Standard | 1-Step | $421.60 | 9% | 3% | 6% |
| One Step Flex | 1-Step | $447.20 | 10% | 3% | 12% |
| Instant Funding Standard | Instant | $505.33 | None (instant) | 3% | 5% |
| Instant Funding Pro | Instant | $560 | None (instant) | 3% | 6% |
| Instant Flex | Instant | $999 | None (instant) | 2% | 4% |
Permitted strategies
Restricted indicates the practice is permitted subject to conditions, for instance a brief prohibition either side of major releases. Full terms appear on the firm's website.
Platforms and payments
AquaFunded in comparison
Questions and answers
Does AquaFunded permit EAs?
Yes. Expert advisors, trade copiers, hedging and martingale are all permitted.
How frequently does AquaFunded pay out?
Challenge accounts fortnightly; instant accounts on request.
What is the cost of a AquaFunded 100K challenge?
The most affordable AquaFunded 100K challenge with a share of at least 80% is Two Step Pro (2-step) at $279.20.
Does AquaFunded accept traders resident in South Africa?
Yes. South Africa does not feature on AquaFunded's list of restricted countries. Such lists are revised from time to time, so please verify the terms at registration.