FTMO Instant: pricing and rules assessed (2026)
FTMO's Instant is a instant challenge available in 5 account sizes, from 5K to 100K. The 100K account is priced at €2,999, with a None (instant) profit target, a 3% daily loss limit and a 10% maximum loss.
FTMO Instant, 100K at a glance
No test: trade straight away, but never lose 3% in a day or 10% overall.
Visit FTMO*Instant: pricing by account size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | €169 | None (instant) | 3% | 10% | 90% |
| $10,000 | €339 | None (instant) | 3% | 10% | 90% |
| $25,000 | €749 | None (instant) | 3% | 10% | 90% |
| $50,000 | €1,499 | None (instant) | 3% | 10% | 90% |
| $100,000 | €2,999 | None (instant) | 3% | 10% | 90% |
Standard list prices excluding discount codes, verified on 14 November 2026. Firms revise pricing frequently; please confirm on the firm's website before purchase.
Principal rules
The drawdown is trailing: the loss threshold rises as the account records new highs, so a strong run followed by a weak one may result in the account being closed. A consistency rule applies (Best day ≤30%): no single day may represent an excessive share of total profit. No time limit applies.
Alternatives at 100K
Comparable instant challenges at 100K from other firms we assess, most affordable first. For reference, Instant is priced at €2,999.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Maven Trading | $380 Instant funding | None (instant) | 3% |
| FundingPips | $444 Zero | None (instant) | 5% |
| Instant Funding | $484 IF Starter | None | 4% |
| AquaFunded | $505.33 Instant Funding Standard | None (instant) | 5% |
| Blue Guardian | $623 Instant | None | 6% |
| Atmos Funded | $649 Instant Funding | None | 5% |
Conclusion
6 alternatives are more affordable at this size; a comparison of rules is advisable before purchase. The firm enjoys a sound reputation (4.8 out of 5 on Trustpilot).
Questions and answers
What does FTMO Instant cost at 100K?
€2,999. Depending on account size, pricing ranges from €169 (5K) to €2,999 (100K).
What are the target and loss limits on Instant?
The profit target is None (instant). Daily loss is limited to 3% and overall loss to 10%, measured on a intraday trailing basis.
What is the payout schedule on Instant?
Payout frequency: 14 days from first trading day. Profit share: 90%.