AIFO review 2026: pricing, rules and payouts assessed
AIFO was assessed against the same criteria applied to every firm: published pricing, published rules and customer ratings. It is rated 4.8 and placed 30 of 31.
Summary
AIFO is a Hong Kong prop firm operating exclusively on MetaTrader 5. It offers four account types: 2-Step, 1-Step, Instant and Sprint, the last being a challenge of only 24 hours' duration. A single trader may manage up to $2 million across combined accounts.
Pick a challenge
Rating breakdown
Placed 30 of 31 in our overall rankings. The 4.8 rating is composed as follows:
This firm has not yet received a Trustpilot rating; its assessment therefore rests on profit share, price and permitted strategies alone.
Strengths and weaknesses
Pros
- 24-hour Sprint challenge, uncommon in the market
- Up to $2 million across multiple accounts
- Weekend holding permitted
Cons
- No Trustpilot rating as yet
- MetaTrader 5 only
- Gap trading prohibited
AIFO programmes
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Instant Direct Access | Instant | 5K–100K | $69 | 70% |
| 2-Step Core | 2-Step | 10K–200K | $79 | 80% |
| 1-Step Fast Track | 1-Step | 10K–200K | $89 | 80% |
| Sprint | Instant | 10K–50K | $149 | 90% |
Standard list prices excluding discount codes, verified on 14 November 2026. Firms revise pricing frequently; please confirm on the firm's website before purchase.
$100,000 challenges
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| 2-Step Core | 2-Step | $449 | 8% / 5% | 5% | 10% |
| 1-Step Fast Track | 1-Step | $489 | 10% | 3% | 6% |
| Instant Direct Access | Instant | $699 | None | 3% | 5% |
Permitted strategies
Restricted indicates the practice is permitted subject to conditions, for instance a brief prohibition either side of major releases. Full terms appear on the firm's website.
Platforms and payments
AIFO in comparison
Questions and answers
What is the AIFO Sprint challenge?
A challenge lasting 24 hours from the first trade. Should the target be reached within that period, a withdrawal may be made immediately.
How frequently does AIFO pay out?
Funded 1- and 2-Step accounts every 14 days; instant accounts on request once the target is met. Minimum payout $100.
What is the cost of a AIFO 100K challenge?
The most affordable AIFO 100K challenge with a share of at least 80% is 2-Step Core (2-step) at $449.
Does AIFO accept traders resident in South Africa?
Yes. South Africa does not feature on AIFO's list of restricted countries. Such lists are revised from time to time, so please verify the terms at registration.