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FXIFY Lightning: pricing and rules assessed (2026)

FXIFY's Lightning is a 1-step challenge available in 4 account sizes, from 10K to 100K. The 100K account is priced at $399, with a 5% profit target, a 3% daily loss limit and a 4% maximum loss.

FXIFY Lightning, 100K at a glance

๐ŸŽฏProfit target5%
๐Ÿ“‰Daily loss limit3%Typical
๐Ÿ›ก๏ธMax loss4%Watch
โฑ๏ธTime limit5 trading days
๐Ÿ’ฐProfit split80%
๐Ÿ“…PayoutsFirst after 7 days, then every 14 days
โš–๏ธConsistency rule30%Watch
๐Ÿ“DrawdownTrailingWatch
In one line

Hit 5% without losing 3% in a day or 4% overall.

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Lightning: pricing by account size

AccountPriceTargetDaily lossMax lossSplit
$10,000$595%3%4%80%
$25,000$1495%3%4%80%
$50,000$2495%3%4%80%
$100,000$3995%3%4%80%

Standard list prices excluding discount codes, verified on 14 November 2026. Firms revise pricing frequently; please confirm on the firm's website before purchase.

Principal rules

Type1-Step
DrawdownTrailing
Minimum days3
Time limit5 trading days
Consistency rule30%
PayoutsFirst after 7 days, then every 14 days
Profit split80%

The drawdown is trailing: the loss threshold rises as the account records new highs, so a strong run followed by a weak one may result in the account being closed. A consistency rule applies (30%): no single day may represent an excessive share of total profit. Time limit: 5 trading days.

Alternatives at 100K

Comparable 1-step challenges at 100K from other firms we assess, most affordable first. For reference, Lightning is priced at $399.

FirmPriceTargetMax loss
Instant Funding$259
One-Phase Micro
7%7%
Blue Guardian$320
1 Step Nano
10%6%
FundedElite$369
Lite 1 Step
12%6%
Maven Trading$380
1-Step Challenge
8%5%
Atmos Funded$383
1-Step Standard
10%6%
AquaFunded$421.60
One Step Standard
9%6%

Conclusion

5 alternatives are more affordable at this size; a comparison of rules is advisable before purchase. The firm enjoys a sound reputation (4.3 out of 5 on Trustpilot).

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Questions and answers

What does FXIFY Lightning cost at 100K?

$399. Depending on account size, pricing ranges from $59 (10K) to $399 (100K).

What are the target and loss limits on Lightning?

The profit target is 5%. Daily loss is limited to 3% and overall loss to 4%, measured on a trailing basis.

What is the payout schedule on Lightning?

Payout frequency: First after 7 days, then every 14 days. Profit share: 80%.