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FXIFY Two Phase Standard: pricing and rules assessed (2026)

FXIFY's Two Phase Standard is a 2-step challenge available in 8 account sizes, from 5K to 400K. The 100K account is priced at $549, with a 10% / 5% profit target, a 4% daily loss limit and a 10% maximum loss.

FXIFY Two Phase Standard, 100K at a glance

๐ŸŽฏProfit target10% / 5%
๐Ÿ“‰Daily loss limit4%Typical
๐Ÿ›ก๏ธMax loss10%Typical
โฑ๏ธTime limitUnlimited
๐Ÿ’ฐProfit split80%
๐Ÿ“…Payouts14 or 30 days
โš–๏ธConsistency ruleNone
๐Ÿ“DrawdownTrailingWatch
In one line

Hit 10% โ†’ 5% without losing 4% in a day or 10% overall.

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Two Phase Standard: pricing by account size

AccountPriceTargetDaily lossMax lossSplit
$5,000$5910% / 5%4%10%80%
$10,000$8910% / 5%4%10%80%
$15,000$11910% / 5%4%10%80%
$25,000$19910% / 5%4%10%80%
$50,000$37910% / 5%4%10%80%
$100,000$54910% / 5%4%10%80%
$200,000$1,04910% / 5%4%10%80%
$400,000$2,95010% / 5%4%10%80%

Standard list prices excluding discount codes, verified on 14 November 2026. Firms revise pricing frequently; please confirm on the firm's website before purchase.

Principal rules

Type2-Step
DrawdownTrailing
Minimum days5 per phase
Time limitUnlimited
Consistency ruleNone
Payouts14 or 30 days
Profit split80%

The drawdown is trailing: the loss threshold rises as the account records new highs, so a strong run followed by a weak one may result in the account being closed. No consistency rule applies; a single exceptional day will not delay a payout. No time limit applies.

Alternatives at 100K

Comparable 2-step challenges at 100K from other firms we assess, most affordable first. For reference, Two Phase Standard is priced at $549.

FirmPriceTargetMax loss
Blue Guardian$239
2 Step Nano
8% / 5%10%
AquaFunded$279.20
Two Step Pro
10% / 5%10%
FundedElite$299
Lite 2 Step
10% / 5%8%
OneFunded$349
Value
8% P1 / 6% P28%
Atmos Funded$379
2-Step Plus
6% / 6%6%
The5ers$405
High Stakes New
10% / 5%8%

Conclusion

6 alternatives are more affordable at this size; a comparison of rules is advisable before purchase. The firm enjoys a sound reputation (4.3 out of 5 on Trustpilot).

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Questions and answers

What does FXIFY Two Phase Standard cost at 100K?

$549. Depending on account size, pricing ranges from $59 (5K) to $2,950 (400K).

What are the target and loss limits on Two Phase Standard?

The profit target is 10% / 5%. Daily loss is limited to 4% and overall loss to 10%, measured on a trailing basis.

What is the payout schedule on Two Phase Standard?

Payout frequency: 14 or 30 days. Profit share: 80%.