Instant Funding One-Phase Micro: pricing and rules assessed (2026)
Instant Funding's One-Phase Micro is a 1-step challenge available in 5 account sizes, from 10K to 200K. The 100K account is priced at $259, with a 7% profit target, a 4% daily loss limit and a 7% maximum loss.
Instant Funding One-Phase Micro, 100K at a glance
Hit 7% without losing 4% in a day or 7% overall.
Visit Instant Funding*One-Phase Micro: pricing by account size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $10,000 | $39 | 7% | 4% | 7% | 80% |
| $25,000 | $64 | 7% | 4% | 7% | 80% |
| $50,000 | $114 | 7% | 4% | 7% | 80% |
| $100,000 | $259 | 7% | 4% | 7% | 80% |
| $200,000 | $519 | 7% | 4% | 7% | 80% |
Standard list prices excluding discount codes, verified on 14 November 2026. Firms revise pricing frequently; please confirm on the firm's website before purchase.
Principal rules
The drawdown is static: the loss threshold is fixed relative to the opening balance and does not rise with profits, which allows greater latitude. A consistency rule applies (15%): no single day may represent an excessive share of total profit. No time limit applies.
Alternatives at 100K
Comparable 1-step challenges at 100K from other firms we assess, most affordable first. For reference, One-Phase Micro is priced at $259.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Blue Guardian | $320 1 Step Nano | 10% | 6% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| FXIFY | $399 Lightning | 5% | 4% |
| AquaFunded | $421.60 One Step Standard | 9% | 6% |
Conclusion
It is the most affordable option at this size among the firms we assess. Its Trustpilot rating stands at 3.1 out of 5; recent reviews merit attention before purchase.
Questions and answers
What does Instant Funding One-Phase Micro cost at 100K?
$259. Depending on account size, pricing ranges from $39 (10K) to $519 (200K).
What are the target and loss limits on One-Phase Micro?
The profit target is 7%. Daily loss is limited to 4% and overall loss to 7%, measured on a static basis.
What is the payout schedule on One-Phase Micro?
Payout frequency: On request. Profit share: 80%.